Credit Score

Credit card borrowing Credit Card Borrowing Falls In June, Lending Standards Ease
A decrease in competition with European banks for business has led to slightly looser lending standards for various loan types in June. However, a drop in credit card spending during that span has man ...[read more]
By: Janis Fleuter | Updated: 08/08/2012

Mortgage Mistakes Mortgage Application Mistakes To Avoid
Applying for a mortgage can be a tedious process which leaves a great deal of room for mistakes or inaccuracies. ...[read more]
By: Janis Fleuter | Updated: 08/02/2012

Signature Series Think Twice Before Co-Signing A Mortgage
Securing financing for a mortgage can be challenging if your credit reports and scores are not healthy or you are facing financial difficulties. ...[read more]
By: Janis Fleuter | Updated: 07/30/2012

Credit Check Too Few Consumers Check Credit Reports
Your credit reports are a detailed summary of where your stand and how your creditworthiness will be evaluated. ...[read more]
By: Janis Fleuter | Updated: 07/27/2012

Credit Score To Do List Complete Your ‘To-Do’ List Before Submitting Your Mortgage Application
Obtaining a mortgage is no easy feat, and many borrowers start preparing their applications months in advance to increase their loan approval chances. ...[read more]
By: Janis Fleuter | Updated: 07/27/2012

Joint Account Should You Add Your Spouse As An Authorized User Or Open A Joint Account?
When it comes to merging accounts after a marriage, many couples opt for opening a joint bank account or placing both names on a new mortgage. ...[read more]
By: Janis Fleuter | Updated: 07/25/2012

Credit Inactivity Credit Card Inactivity May Do More Harm Than Good
Millions of consumers who were hit hard by the recession and forced to rely too heavily on credit cards cringe when they see their monthly bills arrive. ...[read more]
By: Janis Fleuter | Updated: 07/24/2012

Post-College Credit History Don’t Wait Until Your Post-College Years To Build Credit
Many high school graduates who are getting ready to go to college have a million things on their mind, and their credit score is typically not one of them. ...[read more]
By: Janis Fleuter | Updated: 07/23/2012

Extended View Credit Reports ‘Extended View’ Credit Score May Help Underbanked Americans
Credit conditions are tight for Americans of all credit score ratings and incomes, with the greatest access to products reserved for those with the strongest credit profiles. ...[read more]
By: Janis Fleuter | Updated: 07/20/2012

Good Credit Standing Americans’ Credit Scores Remain Intact, Despite Harmful Effects of the Recession
The economic downturn and subsequent housing crisis plunged the country into a recession from which many Americans are still trying to recover. ...[read more]
By: Janis Fleuter | Updated: 07/18/2012

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